Wright Insurance provides Insurance Programs for many of the Award Winning Wineries in the Lodi-Woodbridge Area. We have programs for Large Wineries through A-Rated Carriers such as Chubb, Firemans Fund, Allied Insurance and more.
We are also very pleased to announce that Wright Insurance Agency has been appointed the Select Agent in San Joaquin, El Dorado, Amador and Calaveras Counties representing HCC/U.S. Specialty Insurance Company. This program is tailor made for the Boutique to Mid-Size Wineries and Custom Crush Facilities. Below are some of the highlights for this very comprehensive and competitively priced program.
Summary of Coverages
Specific to Wineries ‡
Simplified Policy Language
Blanket Property Limit
(Warehouse & Wine Production Sites)
No Co-Insurance
Special Causes of Loss Form
Replacement Cost Valuation
Contamination
Wine Leakage
Wine Selling Price Valuation
Property In Transit
Coverage for Trellis & Vines
(Including Fire)
Property & Inventory Off Premises
Equipment Breakdown
Liquor Liability
Wind Drift or Overspray Coverage
Non-Auditable Liability Coverage
‡ Refer to your individual policy for specific Coverage Terms & Limits.
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Additional Coverages ‡
Property
Blanket Property Limit
New Locations or Newly Constructed
Property
Business Personal Property at New
Locations
Property Off Premises (Buildings)
Property Off Premises (BPP and Stock)
Business Income
Extra Expense
Contingent Transit Coverage
Debris Removal
Pollutants Clean Up & Removal
Dependent Business Premises
Accounts Receivable
Valuable Papers
Money & Securities
Employee Dishonesty
Computer Equipment, Media, Data,
& Programs
Trees, Shrubs, Plants, & Lawn
Indoor & Outdoor Signs
Fine Arts
Utility Services
Liability
All Occurrence Policy Form
Bodily Injury & Property Damage
Liability
Products/Completed Operations
Personal & Advertising Injury Liability
Liquor Liability
Medical Expenses
Optional Coverages
Wind Drift or Overspray Coverage
Employee Benefits Liability
(Claims Made)
Hired & Non-owned Auto Liability
Coverage
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Program Administration
Background
HCC Specialty Underwriters, Inc. underwrites and administers a Winery Program for boutique to midsize wineries and wine labels. This Winery Program has been in existence since early 2006 and offers unique coverage for those in the Wine Industry. HCC Specialty Underwriters works with hand-selected quality brokers such as Wright Insurance Agency to sell and service our customers. Our mission is to offer innovative products, professional and efficient service, and to develop a trusting relationship with our clients.
About the Carrier
Coverage for the Winery Program is underwritten by U. S. Specialty Insurance Company (USSIC), a member of the HCC Insurance Holdings, Inc. Companies. USSIC is an admitted company in California and rated A+ (Superior) by A.M. Best Rating and AA (Very Strong) by Standard & Poor’s.
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