Winery Insurance in Lodi and Stockton, CA

Winery insurance is specialized -- we have the knowledge and experience to do it right.

Wright Insurance provides Insurance Programs for many of the Award Winning Wineries in the Lodi-Woodbridge Area. We have programs for Large Wineries through A-Rated Carriers such as Chubb, Firemans Fund/Allianz , Nationwide Insurance and more.


We are also very pleased to announce that Wright Insurance Agency has been appointed a Regional Program Agent in San Joaquin, Sacramento, El Dorado, Amador and Calaveras Counties representing the Winery Plus Insurance Program. The Program is designed specifically for Wineries and provides wine industry specific coverage tailor made for the Boutique to Mid-Size Wineries and Custom Crush Facilities. Below are some of the highlights for this very comprehensive and competitively priced program. We welcome the opportunity to discuss your current policies and provide a comparative proposal for your review.


General Liability:

  • $1,000,000/$2,000,000 Limits
  • Separate Liquor Liability Limit
  • Broad Named Insured Definition
  • Special Events
  • Blanket Additional Insured
  • No Charge for Certificates
  • Per Location General Aggregate
  • Fellow Employee Coverage
  • Separation of Insureds


  • Blanket Limit for Buildings, Business Personal Property, and Stock (described premises)
  • Blanket Limit for Coverage Extensions
  • No Coinsurance Penalty
  • Replacement Cost for Buildings and Business Personal Property
  • Agreed Value and Market Price options for Stock
  • Wine Contamination (no sublimit)
  • Wine Caves, Solar Panels, Winery Equipment, and Barrels included as Covered Property
  • Harvested unprocessed fruit, wine in-process, and finished products included as Stock
  • Blending Errors (optional)
  • Unnamed Locations (optional)
  • Earthquake Sprinkler Leakage (optional)

Coverages Specific to Wineries:

  • Trellis and Grape Vines
  • Property in Transit
  • Wine Leakage
  • Mobile Equipment
  • Damage to Stock:
         • On premises power failure
         • Off premises power failure
         • Nesting, infestation, or discharge or release of waste products or secretions, by insects, birds, rodents, or other animals

Coverage Extensions:

  • Business Income
  • Extended Business Income
  • Extra Expense
  • Civil Authority
  • Tenants Leasehold Interest Loss
  • Electronic Data
  • Preservation of Property
  • Contingent Transit

Additional Coverages:

  • New Locations or Newly Constructed Property
  • Debris Removal
  • Fire Department Service Charge
  • Collapse
  • Water Damage, Other Liquids, Powder or Molten Material Damage
  • Pollutant Clean-up and Removal
  • Dependent Business Premises
  • Property at Other Locations
  • Personal Effects and Property of Others (other than stock)
  • Outdoor Property
  • Trees, Shrubs, Plants, and Lawns
  • Non-Owned Detached Trailers
  • Depositor's Forgery
  • Ordinance or Law Provision
  • Accounts Receivable
  • Valuable Papers and Records
  • Money and Securities
  • Employee Dishonesty
  • Fire Protection Devices
  • Cost of Inventory or Adjustment
  • Utility Services -- Direct Damage
  • Utility Services -- Business Income and Extra Expense
  • Contract Penalties
  • Arson Reward
  • Indoor and Outdoor Signs
  • Fine Arts
  • Water Processing
  • Packaging Errors
  • Unintentional Errors

Program Administration: Winery Plus

Winery Plus

WineryPlus is a specialty insurance program for wineries (bonded & virtual), vineyard estates, and custom crush facilities. Our financial stability, niche-specific coverages, and proprietary rates provide meaningful value to eligible vintners throughout the United States. This value also extends to our prompt and professional claims handling.


WineryPlus is underwritten through an A.M. Best 'A' (Excellent) rated insurance carrier and distributed through a select group of independent agents and brokers.


Contact a specialist at Wright Insurance Agency today and let us put our experience and superior product knowledge to work for you. We provide winery insurance to Lodi, Stockton, Elk Grove, Galt, Modesto, Sacramento, and beyond.